Hyundai Financing & Loans| Panama City, FL

Bay Hyundai takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Bay Hyundai Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Bay Hyundai can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?


Secure Your New Hyundai with the Bay Hyundai Finance Center

The idea of purchasing a brand new car or pre-owned car is exciting. You get to have a fresh start and maybe even try out a new Hyundai model. If it's time for a change, then the Bay Hyundai showroom in Panama City, FL, is the place to be.

Financing Options That Suit You

Before you take home your new car, the finance center at Bay Hyundai can work with you on financing options. At Bay Hyundai, there are financing options for everyone and all preferences.

Lease Your Next Car Near Destin, FL

Some people find that leasing a car is the perfect situation for them. When you lease a vehicle from Bay Hyundai, you can enjoy lower monthly payments. Deciding to lease a car instead of buying it also makes the trading process easy. If you foresee yourself wanting the newest Hyundai in a few years, leasing might be a better option for you.

Lock Down a Car Loan for Your New Hyundai

Leasing isn't for everyone, which is why we also have car loan options. With an auto loan, you can expect to be payment-free as soon as the car gets paid off. Some people near Niceville, FL, prefer this option as they want to keep their Hyundai for many years to come.

Find Your Next Hyundai Vehicle Near Lynn Haven, FL

At Bay Hyundai, you can check out all the vehicles we have to offer in our showroom. You might even find that you end up driving home to Southport, FL, in a brand new car.

However, before you do that, our finance center is here to help. Whether a car loan or auto lease is the right option for you, our experts help you navigate the financing process. To get started today, fill out our online credit application!

  1. Bay Hyundai

    641 W. 15th Street
    Panama City, FL 32401

    • Sales: 8507851591
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Get in Touch

  • Contact our Sales Department at: 8507851591
  • Monday9:00am - 7:00pm
  • Tuesday9:00am - 7:00pm
  • Wednesday9:00am - 7:00pm
  • Thursday9:00am - 7:00pm
  • Friday9:00am - 7:00pm
  • Saturday9:00am - 7:00pm
  • SundayClosed